Since then it offers an almost full variety of conventional banking products (loan, deposit, money transfer and FX transactions) to MSMEs, sole entrepreneurs and retail clients with primary focus on underserved, economically active segments of the Tajik population. The company obtained a deposit taking licence in 2012 and was subsequently reorganised as a microfinance deposit-taking organisation (MDO). In 2005 it was transformed into Microcredit Fund 'IMON' and then into a commercial micro-lending organization 'IMON International' in 2008.

The company was founded as a micro-lending project in 1999 by the National Association of Business Women of Tajikistan (NABWT) in partnership with the NGO Merc圜orps, a global aid agency. The company serves over 100,000 customers via an extensive network of 28 branches and 102 outlets located across 3 (out of 4) regions. IMON is the largest micro-finance institution (MFI) in Tajikistan covering around 18% of the micro lending and 9% of total lending. IMON INTERNATIONAL MICROCREDIT DEPOSIT-TAKING ORGANISATION CJSC This will support building a green economy in Tajikistan by facilitating the accelerated market penetration of climate technologies, particularly focusing on the promotion of renewable energy/energy efficiency/climate resilient technologies. The project supports the Green TI quality through the provision of funding and know-how to financial intermediaries financing private sector investments in high performing climate change mitigation and adaptation technologies. The project objective is to support the expansion of Imon's product offerings with green lending products, helping to build a green economy in Tajikistan by facilitating the accelerated market penetration of climate technologies. The proceeds of the loan will be used to finance investments in climate change mitigation and adaptation technologies by local individuals, small businesses (SMEs) and corporates. Provision of a senior loan of up to US$ 3.0 million to Imon International under the Green Economy Financing Facility (GEFF) for Tajikistan. As per section 1.4.2 (iii) of the Directive on Access to Information: 'For Projects approved by Bank management where the Board of Directors has delegated the approval authority, the PSD shall be disclosed at the start of the relevant no-objection notification period to a member country of the Bank in accordance with Article 13 (iii) of the Agreement Establishing the EBRD.' Project Description

Imon manager